Home Buyer Consultation

Are you thinking of buying a home in Iowa City, Coralville, North Liberty or surrounding areas in the near future? Do you have questions about how to begin? 

We offer a complimentary home buyer consultation to people thinking of buying a home to give them an overview of the home being process. It gives them an opportunity to ask questions and get familiar with the whole process. 

Whether you are a first time home buyer or a current homeowner looking for another home, we know you have questions. This is as one on one session and lasts about 1 hour. There is no obligation to you and it is absolutely free. 

Below is an outline of what we will cover. But, if you would like to discuss a topic not listed, just let us know. We will provide all of the information you need.

 

"Home Buyer" Consultation

 1.  Introductions

 2.  Buyers Goals ~ When, Where, How big, How much. Is now the right time for you to buy a home and what you need to do to position yourself for buying. 

  3.  Working with a Real Estate Professional ~ We will explain how a real estate agent can assist you and how the industry works!

  4.  Working with a Financing Professional ~ We will explain what to look for and what to avoid to get you started toward choosing a mortgage professional.

 5.  The Home Buying Process - Time-line

6.  Financing a Home - On request we will schedule a mortgage consultant to explain the following:

     ~ Factors affecting your ability to get a loan

     ~ Pre-Qualification vs Pre-Approval

     ~ Documentation needed to apply

     ~ Your Credit Report and Score

     ~ Credit Report and Review

     ~ Improving your credit

     ~ Buyer action plan

     ~ Credit Dos and Don'ts

 7.  Searching for a home ~ We will discuss the best way to search for a home and the resources and tools you can use including:

     ~ Techniques for searching

     ~ "Wide to Narrow"

     ~ The "Drive by"

     ~ Viewing homes

 8.  Making an offer on your new home

     ~ What is the offer? And what do you need to make an offer?

     ~ Common questions and misconceptions

     ~ The contract

     ~ What is an "Escrow" deposit and how much is needed

 9.  Due Diligence and other contract contingencies

     ~ Home Inspections

     ~ Approximate Costs

10. The Closing ~ What is the closing? What to expect at the closing.

 

Call the Vermace Team today anytime at 319-339-7721 or email us at Vermace@Vermace Realty.com

 


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Licensed to Sell Real Estate in Iowa