VERMACE Realty                                         319-339-7721
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Home Buyer Consultation

Are you thinking of buying a home in Iowa City, Coralville, North Liberty or surrounding areas in the near future? Do you have questions about how to begin?
 
We offer a complimentary home buyer consultation to people thinking of buying a home to give them an overview of the home being process. It gives them an opportunity to ask questions and get familiar with the whole process.
 
Whether you are a first time home buyer or a current homeowner looking for another home, we know you have questions. This is as one on one session and lasts about 1 hour. There is no obligation to you and it is absolutely free.
 
Below is an outline of what we will cover. But, if you would like to discuss a topic not listed, just let us know. We will provide all of the information you need.

Questions? Just Ask!
Name:

Email:

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Questions?
 




















Contact us to schedule a time to meet and get off on the right path to owning a new home! You can reach us anytime at 319-339-7721 or by submitting the "questions" form above.





"Home Buyer" Consultation

1.  Introductions
 
2.  Buyers Goals
     When, Where, How big, How much. Is now the right time for you to buy a home and what you need to do
     to position yourself for buying.
 
3.  Working with a Real Estate Professional
     We will explain how a real estate agent can assist you and how the industry works!
 
4.  Working with a Financing Professional
     We will explain what to look for and what to avoid to get you started toward choosing a mortgage
     professional.

5.  The Home Buying Process - Time-line
 
6.  Financing a Home -
     On request we will schedule a mortgage consultant to explain the following:
     ~ Factors affecting your ability to get a loan
     ~ Pre-Qualification vs Pre-Approval
     ~ Documentation needed to apply
     ~ Your Credit Report and Score
     ~ Credit Report and Review
     ~ Improving your credit
     ~ Buyer action plan
     ~ Credit Dos and Don'ts
 
7.  Searching for a home
     We will discuss the best way to search for a home and the resources and tools you can use including:
     ~ Techniques for searching
     ~ "Wide to Narrow"
     ~ The "Drive by"
     ~ Viewing homes
 
8.  Making an offer on your new home
     ~ What is the offer? And what do you need to make an offer?
     ~ Common questions and misconceptions
     ~ The contract
     ~ What is an "Escrow" deposit and how much is needed
 
9.  Due Diligence and other contract contingencies
     ~ Home Inspections
     ~ Approximate Costs

10. The Closing
     What is the closing? What to expect at the closing.