VERMACE Realty
400 1st Avenue, Suite #14, Coralville
Email: Vermace@Vermacerealty.com

319-339-7721

"Straight Talk ~ Solid Service"

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Avoid COSTLY Mistakes When Building/Buying a Home!

Many people who are building a new home or buying a pre-owned home do not realize that utilizing the services of a Realtor costs nothing! Yet, having a Realtor representation has been proven to be an extremely valuable asset for one of the most important decisions of your life. Realtors are pledged to a strict Code of Ethics and Standards of Practice while working for potential buyers and property owners.
Building a Home:

Most people don't realize that the agents who are on site at the builder's model homes represent the builder and the builder's interest. Having a Realtor represent you can help you avoid potentially damaging mistakes and can even save you money in the long run.
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Builders desire, expect and welcome Realtor participation. Compensation paid to the Realtor is recognized by the builder as a marketing fee and has no impact on the final cost of your new home.

The benefits of having Buyer Representation while building a home are numerous. In the beginning stages, your Realtor can recommend a mortgage consultant; one who has finance programs that will best fit your needs. Not exploring your financing options could prove to be costly and most builders do no accept "financing contingencies" when you contract with them to build a new home.

After deciding the price range you wish to build in, your Realtor will help you with questions regarding neighborhood information, site locations, builder reputation, design and decor. Your Realtor knows that your are not only building for today, but for tomorrow, too.

During the construction process, your Realtor can act as your "extra eyes & ears", insuring that your dream home is being constructed in a timely & professional manner with the specifications that you so painstakingly chose.

When your new home is complete, your Realtor will be there to help facilitate a smooth transaction by coordinating the details of your closing with the builder, the mortgage company, the appraiser, the inspector, and the closing attorney. All you have to do is relax and enjoy your closing celebration.

If you would like more information on free Buyer Representation while building a new home, call us at
319-339-7721 or email us.

Buying a Pre-Owned Home:

Having a Buyer's Agent when purchasing a pre-owned home is extremely valuable and important. Your Realtor can help you determine how much home you can afford and can often suggest ways to accrue your down payment or explain alternative financing methods. Your Realtor can explain how being "pre-approved" makes you stronger as a buyer when the time comes to make an offer to purchase to new home.

Once you determine the price range that you want to look in, your Realtor will utilize many resources to assist you in your home search. Your Realtor has access to the valuable tool known as The Multiple Listing Service. This resource will assist your Realtor in giving you all of the home choices in your price range and with the criteria that your desire.

Your Realtor is already familiar with current real estate values, taxes, utility costs, municipal services and facilities and may be aware of local zoning changes that could affect your decision to buy.

When you find the perfect home, your Realtor will help negotiate for the best price and terms that will result in a win-win for you. He/She will prepare the intricate sales contract, facilitate all instpections, and will work with the mortgage company, appraiser, and attorney to help insure a smooth closing celebration for you.

If you would like more information on the benefits of having a Realtor represent you in the purchase of a new home, call us at 319-339-7721 or email us.